Ameritas Dental PPO

KYT Dental Services - Your Preferred Choice for Ameritas Dental PPO

Ameritas Dental PPO

Understanding Ameritas Dental PPO Insurance

Ameritas Dental PPO (Preferred Provider Organization) insurance is a flexible and broadly accepted dental insurance option that offers its members the freedom to select their preferred dental care providers. Whether you need routine preventive services or more involved dental procedures, Ameritas provides a broad network of affiliated dentists for accessible and cost-effective care.

History of Ameritas Mutual Holding Company

Ameritas, originally known as Old Line Bankers Life Insurance Company of Nebraska, was founded in 1887. The company was established to provide life insurance, and it expanded over the years to include a broad range of insurance and financial services. In 1999, the company changed its name to Ameritas Life Insurance Corp., reflecting its broader range of services beyond life insurance.

Ameritas is well-known for its focus on dental and vision insurance, but it also provides retirement planning services, investments, and public finance. A key aspect of Ameritas's business philosophy is a commitment to providing reliable and personalized service to its customers, helping them achieve a secure and prosperous future.

Today, Ameritas is part of Ameritas Mutual Holding Company, maintaining its mutual company status, which means it is owned by its policyholders rather than shareholders. This structure is designed to align the company's interests closely with those of its policyholders, focusing on long-term financial security rather than short-term profits.

Benefits of Choosing Ameritas Dental PPO

  • Extensive Dentist Network: Ameritas Dental PPO grants access to a wide network of dental professionals, allowing you to choose providers who best meet your specific needs and preferences while ensuring excellent standards of care.
  • Service Flexibility: Members of Ameritas PPO enjoy the liberty to see any licensed dentist. Opting for in-network dentists, however, significantly lowers your out-of-pocket expenses, striking an ideal balance between flexibility and affordability.
  • Effective Cost Management: Choosing an in-network dentist means benefiting from pre-negotiated rates, which help reduce the overall cost of dental care. This also makes out-of-pocket expenses more predictable, simplifying your dental health budget management.
  • Emphasis on Preventive Care: Ameritas emphasizes preventive services, covering routine exams, cleanings, and X-rays often at low or no copayment. This focus helps maintain oral health and prevent more serious problems later.
  • No Referrals Needed: You don’t need a referral to see a specialist with Ameritas Dental PPO, streamlining the process of obtaining necessary specialized care.

How Ameritas Dental PPO Works

When visiting an in-network dentist, you pay a predetermined copay, and the insurance covers the remainder up to the contracted rate. For services from out-of-network providers, coverage is still available, but you may pay a higher share of the cost. Plans typically come with annual maximums and deductibles, but these are generally manageable.

Why Choose Ameritas Dental PPO?

Selecting Ameritas Dental PPO means prioritizing flexibility, cost-effectiveness, and comprehensive coverage. It’s well-suited for individuals and families in search of dependable dental insurance that supports both their health and budget needs.

Consult with your HR department or Ameritas customer service to fully understand your plan's specifics and how to maximize its benefits for your dental health.

KYT Dental Services: Your In-Network Choice for Ameritas Dental PPO

KYT Dental Services is proud to be a part of the Ameritas Dental PPO network, offering exceptional dental care at more affordable rates. As a recognized Ameritas Dental PPO provider, our facility ensures you receive the full spectrum of benefits.

Why Choose KYT Dental Services with Your Ameritas Plan?

  • Reduced Costs: Being in-network allows us to adhere to Ameritas's negotiated rates, significantly reducing your out-of-pocket costs and making dental care more accessible.
  • Comprehensive Dental Care: Our experienced dentists provide a wide range of services, from routine check-ups to complex procedures, all under the Ameritas Dental PPO plan.
  • No Extra Paperwork: We handle all the insurance billing directly, ensuring a seamless experience for you. Focus on your dental health while we manage the paperwork.
  • Quality Care: Committed to excellence, we use the latest technologies and techniques to deliver the best possible dental treatment.
  • Convenient Location: Situated at 11800 Warner Ave, our office is centrally located, making it easy for you to maintain excellent oral health.

How to Use Your Ameritas Dental PPO at KYT Dental Services

To utilize your Ameritas Dental PPO benefits, simply make an appointment and present your Ameritas member ID at our office. Our staff will handle everything from documenting services to direct billing. Remember, regular dental visits are crucial for maintaining good oral health and preventing more significant health issues.

Experience the KYT Dental Services difference, where your dental health is our highest priority. Trust us as your partner in achieving and maintaining optimal oral health through your Ameritas Dental PPO plan.

Frequently Asked Questions (FAQs) for Ameritas Dental PPO at KYT Dental Services

  1. Does Ameritas Dental PPO Cover Invisalign? Coverage for Invisalign under Ameritas Dental PPO plans can vary. Our treatment coordinator can help you determine your specific benefits.
  2. Are Dental Crowns Covered by Ameritas Dental PPO? The coverage for dental crowns depends on your Ameritas Dental PPO plan. Our coordinator can assist in clarifying your plan's details.
  3. How Much Does Ameritas Dental PPO Pay Towards My Treatment? The contribution from Ameritas Dental PPO varies based on your plan. Our treatment coordinator can provide detailed insights about your coverage.
  4. Is There a Missing Tooth Clause in Ameritas Dental PPO Plans? This depends on your individual policy. Our coordinator can guide you through the specifics of your Ameritas Dental PPO plan.
  5. Can I Get Orthodontic Treatment with Ameritas Dental PPO at KYT Dental Services? Orthodontic coverage under Ameritas Dental PPO is plan-dependent. Our coordinator will assist you in understanding your benefits for these services.
  6. Does Ameritas Dental PPO Cover Teeth Whitening? Our coordinator can verify whether teeth whitening is covered under your Ameritas Dental PPO plan.
  7. What Preventive Care is Covered by Ameritas Dental PPO? Our treatment coordinator can provide you with information regarding your plan's coverage for preventive care services.
  8. Do I Need a Referral for Specialist Services with Ameritas Dental PPO? Our coordinator can help determine if a referral is required based on your specific Ameritas Dental PPO plan.
  9. How Do I Utilize My Ameritas Dental PPO Benefits at KYT Dental Services? Our treatment coordinator will guide you through the insurance claims process to efficiently use your benefits.
  10. Are Emergency Dental Services Covered by Ameritas Dental PPO? Coverage for emergency services varies across Ameritas Dental PPO plans. Our coordinator can clarify the specifics of your plan.

Book Your Appointment Today!

Contact KYT Dental Services for more information or to schedule an appointment. Let our expert treatment coordinator help you make the most of your Ameritas Dental PPO benefits for a top-notch dental care experience.