No dental insurance
Visit KYT as early as tomorrow.
No dental insurance? You have three ways to get started. Choose the one that fits your situation.
Best for long-term
Get a PPO Plan
Enroll in an individual PPO plan tonight and book your first visit tomorrow. Plans are typically month-to-month.
KYT Membership
Ongoing Care Without Insurance
From $499/year
Cleanings, exams, and X-rays included. 10–15% off all treatment. No claims, no networks, no waiting periods.
One-time visit
$200 Emergency Exam
Something hurts or you want to be seen once. Flat $200 for the emergency exam. No insurance required.
PPO plans
Enroll in a PPO plan, then book.
Every new patient visit includes a comprehensive exam, full-mouth imaging, and a long-term planning discussion. These individual PPO plans are typically month-to-month.
Simple & affordable
Lower monthly costKYT recommended
UnitedHealthcare
Primary Dental
Best for: Patients under 65 who mainly need cleanings and basic fillings
Good to know · Designed for cleanings and basic fillings. No coverage for major work like root canals or crowns. If a root canal or crown is likely in your near future, ask UnitedHealthcare about their Primary Preferred plan instead — it covers major work.
Waiting periods
No waiting on preventive or basic care. Major treatment is not covered on this plan.
Premium
Varies by ZIP and age
Simple & affordable
Aetna
Dental Direct
Best for: Patients who want solid coverage on cleanings, fillings, and some major work
Good to know · A balanced middle-of-the-road plan. Covers cleanings, fillings, and some major work at reduced levels. If you know you'll need an implant, look at a higher tier — implants typically are not covered.
Waiting periods
No waiting on preventive care. 6-month wait on basic treatment. 12-month wait on major treatment.
Premium
Varies by ZIP and age
Most popular
Mid-range monthly costKYT recommended
Ameritas
PrimeStar Care Complete
Best for: Patients (especially 65+) who need treatment right away with no waiting
Good to know · Positioned for patients who need treatment right away and want to avoid waiting. Implants have a separate yearly limit ($1,000 year 1, $1,500 year 2). We'll help you map that against your treatment plan.
Waiting periods
No waiting periods on any service — designed for immediate treatment.
Premium
Varies by ZIP and age
Most popular
Guardian
Advantage Premier 2.0
Best for: Families — kids' braces and high day-one coverage included
Good to know · Highest day-one fillings coverage on this list and one of the few plans that includes kids' orthodontics. Well-suited for families with kids in braces or expecting to need braces soon.
Waiting periods
No waiting on preventive or basic care. 12-month wait on major treatment.
Premium
Varies by ZIP and age
Highest benefits
Higher monthly costKYT recommended
Mutual of Omaha
Dental Preferred
Best for: Patients who want a high annual benefit and the option to start major work right away
Good to know · No waiting periods on any service and the same monthly price at any age. Includes a $3,000 lifetime implant benefit — strong if implants are on your radar. A good pick if you want to start major work right away.
Waiting periods
No waiting periods on any service, including major treatment.
Premium
Varies by ZIP and age
Highest benefits
Humana
Extend 5000
Best for: Patients who want dental and vision bundled together
Good to know · Bundles dental and vision coverage together. Implants have a $4,000 lifetime cap. If you're planning multiple implants, we'll help you map that against your treatment plan.
Waiting periods
No waiting on preventive care. 6-month wait on basic treatment. 12-month wait on major treatment.
Premium
Varies by ZIP and age
Premiums vary by ZIP and age.
After enrollment
1) Enroll and receive your Member ID
2) Return to booking
3) We can often see you the next business day
Not sure whether PPO is right for you?
Compare PPO, HMO, and Medi-Cal so you can pick the right system before enrolling.