Keep Your Teethby KYT Dental Services
← Patients & Visitors

Insurance at KYT Dental.

We work with most major PPO plans. We verify PPO benefits before visits whenever possible and provide a written estimate before any planned treatment is scheduled. Insurance estimates are not guarantees — final payment is determined by the carrier.

In-network PPO plans

Plans we work with

We are in-network with the following PPO plans. If yours is not listed, call us — we may still be able to help as an out-of-network provider.

Not accepted

HMO dental plans
Medi-Cal
Medicaid

How PPO coverage works

The parts that affect your out-of-pocket cost.

Annual maximum

Your plan pays up to a fixed amount per year, typically $1,000–$2,000. Benefits reset on January 1 (or your plan anniversary). Unused benefits do not carry over.

Coverage tiers

Preventive care (cleanings, exams, X-rays) is usually covered at 80–100%. Basic restorative (fillings) at 70–80%. Major work (crowns, implants) at 50%. These are typical ranges — your plan may differ.

Deductible

Most PPO plans have a small annual deductible ($50–$100) that applies before coverage kicks in on certain procedures. Preventive care is typically exempt.

Waiting periods

Some plans require 6–12 months of enrollment before covering major work. If your coverage is new, ask us to verify this before scheduling treatment.

Frequency limits

Plans typically limit cleanings to 2 per year and full X-ray series to once every 3–5 years. Extra visits within the year are billed at your out-of-pocket rate.

Missing tooth clause

Some PPO plans exclude implants or bridges for teeth that were missing before coverage started. We check for this during benefits verification.

No insurance?

You still have options.

KYT Membership covers your preventive visits for a flat annual fee and includes up to 15% off treatment. No forms, no networks, no waiting periods.

Common questions

Do you verify my insurance before my visit?

Yes. We verify PPO benefits before visits whenever possible and provide a written estimate before any treatment is scheduled. For planned treatment, you will understand your estimated out-of-pocket cost before anything begins. Insurance estimates are not guarantees — final payment is determined by your carrier.

What if I'm not sure whether I have a PPO plan?

Call us at (833) 598-3368 or bring your insurance card to your first visit. We'll look it up and verify what you have.

What if my insurance only covers part of the treatment?

We provide a written estimate that shows the procedure fee, what your insurance covers, and what you owe. You decide whether to proceed. We also offer third-party financing through CareCredit and Cherry Financing.

What if I don't have dental insurance?

We offer a KYT Membership plan that covers your preventive visits for a flat annual fee and includes up to 15% off treatment. We also offer financing through CareCredit and Cherry Financing.

Have questions about your specific plan?

Call us and we'll verify your benefits before your visit.

Call (833) 598-3368